Affordable prices are simply the start. We result in the buying that is entire easier.

Affordable prices are simply the start. We result in the buying that is entire easier.

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Your car loan requirements covered

Prices as little as

Enjoy exceptionally competitive prices with great terms.

Complimentary Auto Buying Service

Our specialists will see the vehicle you desire at an excellent cost. Begin here.

Degree Up

Individuals may be eligible for a loan price reductions by simply making consecutive, on-time re payments.

Brand New Car Loan

Versatile terms, as much as 125per cent funding

  • New car finance rates as little as 3.14per cent APR
  • As much as 125 per cent financing with Guaranteed car Protection and Mechanical Breakdown Protection
  • Versatile terms as much as 84 months
  • No prepayment charges
  • Like a potential price reduction through LevelUp

Free user advantage: We’ll find your vehicle and negotiate a price that is great

Used Car Loan

Versatile choices to match your requirements

  • Car loan rates as little as 3.39per cent APR
  • Affordable payment terms as much as 84 months on automobiles as much as ten years old, maximum 125,000 kilometers
  • As much as 125 per cent funding with Guaranteed car Protection and Mechanical Breakdown Protection
  • Freedom which allows you to definitely purchase from a dealer, personal celebration, if not purchase a lease out
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  • Like a potential price decrease through LevelUp

Free user advantage: We’ll find your vehicle and negotiate a price that is great

Car Loan Refinancing

Save very well your car or truck re re payments or interest

  • Car loan refinancing prices as low as 3.14per cent APR
  • Reduce your interest rate or loan terms to raised suit your needs
  • Decrease your payment that is monthly and up money for other costs
  • Affordable payment terms as much as 84 months on automobiles as much as ten years old, maximum 125,000 kilometers
  • Utilize the equity you’ve currently established and borrow as much as 100per cent of the car’s Kelley Blue Book value

Car Loans Calculator

Just exactly How car that is much I pay for?

Our markers of success

PROVIDER THAT BRINGS CUSTOMERS BACK

“I’m on my 3rd Patelco car loan and I also could not think about anyone that is trying. The consumer solutions is amazing!”

MORE OPPORTUNITIES TO GET MORE SOMEBODY

“I happened to be assisted with a car loan and buy distribution. It had been the experience that is best – we never ever knew it existed.”

THERE THROUGH PROS AND CONS

“I desperately required a brand new vehicle, but had small cash to place straight straight down. Patelco never hesitated to simply help me personally.”

Shop the real method you would like

Free, concierge car-buying solution

Allow Patelco Auto Buying solution professionals discover the car you prefer and negotiate a price that is great you.

Analysis & Shop with AutoSMART

make use of our AutoSMART solution to find, finance and shop your ca r all in one single destination.

You are invited to your vehicle purchase

Join us for the future automobile purchase February 15 – 17 and receive member pricing that is special.

Safeguard your new r >

Professional agents will discover you the proper insurance coverage and security solutions during the price that is best.

Comprehensive Automobile Insurance solutions 2

Weekdays 5am – 7pm PT Saturdays 9am – 2pm PT

Fully Guaranteed Automobile Protection (GAP)

Mechanical Breakdown Protection (MBP)

Debt & Loan Protection

The AutoSMART links with this page will lead you to keep the Patelco Credit Union site. Although Patelco works closely with numerous lovers, third-party web internet web sites may provide a various online privacy policy and amount of protection. Please consult the web site’s online privacy policy for more information. Patelco Credit Union will not lawfully represent the operator with this web web web site or even the Patelco user, if the two get into a deal. Our company is additionally maybe maybe maybe not legitimately in charge of access, viewpoints, items, or solutions provided or expressed on the webpage you will be planning to see.

1. APR (Annual Portion Price). Car rates as little as 3.14% APR effective 1/1/2020; susceptible to alter with no warning. Patelco provides a selection of base rates and discounts that be determined by facets such as for example credit rating, loan term, Patelco account and loan balances, system designation and automobile age. Lowest price quoted includes 0.10% (10 foundation Points) Commitment domestic discount. Actual prices are disclosed to approved candidates on paper just before loan consummation and may also be up to 11.89per cent APR. For more information on prices, terms and discounts that are available call 800.358.8228, see patelco.org, or see any Patelco branch. Loan payment instance: $22.23 per month per $1000 lent at 3.14per cent APR for 48 months.

2. Insurance coverage items are perhaps perhaps perhaps not deposits of Patelco Credit Union and are maybe maybe not insured by the NCUA. They may not be guaranteed in full by Patelco Credit Union that can be at the mercy of danger. Any insurance coverage needed as an ailment of a expansion of credit by Patelco Credit Union do not need to be bought from Patelco Insurance solutions that can be bought from a real estate agent or an insurance coverage business of this user’s option. Patelco Insurance solutions is just a subsidiary of Patelco Credit Union. Insurance coverage items made available from Patelco Insurance solutions, A ca insurance company (License #0C97544). Any complaints can be filed aided by the Ca Department of Insurance, www.insurance.ca.gov .

3. APR (Annual Portion Price). 1.00% off present Patelco Credit Union price by having a maximum loan term of 60 months. Present price will differ predicated on credit history and terms. Funding for qualified Patelco Credit Union people. Provide legitimate just on Enterprise vehicle product Sales cars purchased from 11/1/2018 – 12/31/2020. This offer may not be coupled with some other offer aside from those placed in this ad.

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